Prefunding Reviews encompass a comprehensive Credit Review and Underwrite process, meticulously designed to fortify your underwriting practices and elevate your confidence in loan origination. Here's how we ensure excellence in every aspect:

1. Thorough Analysis of Income and Liabilities: Our experts conduct a deep dive into income and liabilities, leaving no stone unturned in verifying the accuracy of underwriter-utilized debt and income figures. Through meticulous scrutiny, we ensure that every aspect of the borrower's financial profile aligns with industry standards and regulatory requirements.

2. Precision in Underwriting Calculations: Precision is paramount in underwriting, and our Prefunding Reviews leave no room for error. We meticulously examine income and debt calculations, double-checking every figure to ensure accuracy and compliance. By leveraging our expertise, you can rest assured that your underwriting calculations meet the highest standards of precision and reliability.

3. Identification and Analysis of Investor-Specific Overlays: Each investor may impose unique overlays and requirements, adding complexity to the underwriting process. Our team specializes in identifying and analysing these overlays, ensuring that your underwriting approach is comprehensive and aligned with investor expectations. By staying ahead of investor-specific nuances, we empower you to navigate the underwriting landscape with confidence and ease.

At ACMC our Prefunding Reviews serve as a cornerstone in mitigating risk, enhancing efficiency, and optimizing loan quality. Trust in our expertise to elevate your mortgage lending operations to new heights of excellence.